Commercial Insurance Products & Services

Comprehensive Business Insurance in Herndon, VA

The Cassedy Insurance Agency provides professional guidance for business insurance in Herndon, VA, and beyond. As a full-service insurance agency, Cassedy delivers tailored risk management and coverage solutions, including a business owner’s policy, workers’ compensation, commercial liability, property protection, and specialized programs designed to align premiums and coverage with each client’s needs.

Workers’ Compensation and Employer’s Liability

  • Defense Base Act Policies 
  • Lower Your Premiums by Correcting Your Work Classifications 
  • Discount Programs 
  • Dividend Plans 
  • Large Deductible Plans 
  • Experience Rating Plans 
  • Foreign Coverage Plans 
  • Retrospective Rating Plans 

General Liability Plus

  • Directors and Officers Liability 
  • Employment Practices Liability 
  • Pollution and Environmental Liability 
  • Products Liability 
  • Completed Operations Liability 
  • Employee Benefits Liability 
  • Goodwill Medical Expense Payments 
  • Claims Made Forms 
  • Occurrence Forms 

Commercial Automobile

  • Company cars 
  • Trucks 
  • Tractors 
  • Vans 
  • International Automobile Policy 

Crime Coverage

  • Money and securities 
  • Robbery 
  • Burglary 
  • Employee Theft, Dishonesty, and Fidelity 
  • Computer Fraud, Ransomware, and Hackers 
  • Kidnap and Ransom 
  • Extortion 
  • Forgery or Alteration 

Property and Assets

  • Real Property (including Buildings) 
  • Personal Property (including Contents) 
  • Stock 
  • Equipment 
  • Computers and Software 
  • Valuable Papers 
  • Boats and Planes 
  • Money and Securities 
  • Fine Arts 
  • Glass 
  • Boilers and Machinery 

Umbrella and Excess Liability

  • Worldwide Coverage 
  • Excess Layers Available 

Business Income Interruption Insurance

  • Coverage for Lost Profits after Reopening 
  • Special Events 
  • Convention and Meeting Cancellation 
  • Keyman Life and Disability 
  • Weather Insurance 

Transit Coverage

  • Property 

Stock Coverage

  • Worldwide Coverage 

Professional Liability and Errors & Omissions Liability

  • Directors and Officers 
  • Lawyers 
  • Doctors 
  • Dentists 
  • Consultants 
  • Engineers and Architects 
  • Technology 

 Standard Services Provided

We support clients exploring business insurance options through practical risk management and administrative services, including:

Inspecting Work Areas

Identifying Risks to Loss

Discussing Risk Transfer Methods

Determining Loss Control Measures

Negotiating Rates and Premiums with Insurance Companies on Your Behalf

Monitoring Risk and Loss Control Programs 

Managing Insurance Claims and Coverage Determination Consultation 

Preparing Insurance Specifications for Renewal Applications 

Remarketing your Insurance Policies to Keep Incumbent Insurance Companies Competitive 

Designing and Developing Long-Term Risk Management Strategies 

Recommended Policies

Directors and Officers Liability:

Helps protect the personal assets of directors or officers 

Employment Practices Liability:

Covers matters such as sexual harassment, breach of employment contracts, and related concerns 

Errors or Omissions Liability:

Protects against claims or lawsuits alleging your products or services caused another party a loss

The Cassedy Insurance Agency provides 24/7 personal service, assistance with insurance company claim denials, and full-service support for personal insurance, business insurance, employee benefits, and bonds. This insurance agency delivers ongoing guidance and tailored solutions to protect operations, assets, and leadership.

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