Commercial Insurance Products & Services

Business Insurance Products and Risk Management Services

Cassedy Insurance Agency can provide a second opinion on your current business insurance and risk management programs. We help businesses design risk management and insurance programs with coverages and premiums tailored to their needs. 

Workers’ Compensation and Employer’s Liability

  • Defense Base Act Policies 
  • Lower Your Premiums by Correcting Your Work Classifications 
  • Discount Programs 
  • Dividend Plans 
  • Large Deductible Plans 
  • Experience Rating Plans 
  • Foreign Coverage Plans 
  • Retrospective Rating Plans 

General Liability Plus

  • Directors and Officers Liability 
  • Employment Practices Liability 
  • Pollution and Environmental Liability 
  • Products Liability 
  • Completed Operations Liability 
  • Employee Benefits Liability 
  • Goodwill Medical Expense Payments 
  • Claims Made Forms 
  • Occurrence Forms 

Commercial Automobile

  • Company cars 
  • Trucks 
  • Tractors 
  • Vans 
  • International Automobile Policy 

Crime Coverage

  • Money and securities 
  • Robbery 
  • Burglary 
  • Employee Theft, Dishonesty, and Fidelity 
  • Computer Fraud, Ransomware, and Hackers 
  • Kidnap and Ransom 
  • Extortion 
  • Forgery or Alteration 

Property and Assets

  • Real Property (including Buildings) 
  • Personal Property (including Contents) 
  • Stock 
  • Equipment 
  • Computers and Software 
  • Valuable Papers 
  • Boats and Planes 
  • Money and Securities 
  • Fine Arts 
  • Glass 
  • Boilers and Machinery 

Umbrella and Excess Liability

  • Worldwide Coverage 
  • Excess Layers Available 

Business Income Interruption Insurance

  • Coverage for Lost Profits after Reopening 
  • Special Events 
  • Convention and Meeting Cancellation 
  • Keyman Life and Disability 
  • Weather Insurance 

Transit Coverage

  • Property 

Stock Coverage

  • Worldwide Coverage 

Professional Liability and Errors & Omissions Liability

  • Directors and Officers 
  • Lawyers 
  • Doctors 
  • Dentists 
  • Consultants 
  • Engineers and Architects 
  • Technology 

Standard Services Provided

Cassedy Insurance Agency supports clients with practical insurance and risk management services, including: 

Inspecting Work Areas

Identifying Risks to Loss

Discussing Risk Transfer Methods

Determining Loss Control Measures

Negotiating Rates and Premiums with Insurance Companies on Your Behalf

Monitoring Risk and Loss Control Programs 

Managing Insurance Claims and Coverage Determination Consultation 

Preparing Insurance Specifications for Renewal Applications 

Remarketing your Insurance Policies to Keep Incumbent Insurance Companies Competitive 

Designing and Developing Long-Term Risk Management Strategies 

Recommended Policies

Directors and Officers Liability:

Helps protect the personal assets of directors or officers 

Employment Practices Liability:

Covers matters such as sexual harassment, breach of employment contracts, and related concerns 

Errors or Omissions Liability:

Protects against claims or lawsuits alleging your products or services caused another party a loss

We are dedicated to helping clients navigate challenging insurance matters with confidence. Our team provides 24/7 personal service, assists with insurance company claim denials, and delivers full-service support for personal insurance, business insurance, employee benefits, and bonds. Whether you need guidance on a complex coverage issue or ongoing insurance support, we are here to put your interests first.

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